As of September 2019, Amtrak Guest Rewards points are worth approximately $0.026 USD each. This means 1,000 Guest Rewards points are worth about $26.00 USD, and 50,000 Guest Rewards points are worth about $1,300.00 USD.

This makes Guest Rewards points more valuable on a per-point basis than almost any other major travel program’s currency … and worth double, or nearly double, the value of an American, Delta, JetBlue, or United mile.

Since travelers earn two Guest Rewards points for each dollar spent on rail fare with Amtrak, before any elite status bonuses, this means you get an effective rebate of 5.2% — in the form of Guest Rewards Points — on spending with Amtrak.

Those with the highest elite status level, Select Executive, get a 100% points bonus, meaning they earn an effective rebate of 10.4% on spending with Amtrak.

The co-branded Bank of America Amtrak Guest Rewards World Mastercard, earns two Guest Rewards points per dollar spent with Amtrak, two points per dollar spent on other travel, and one point per dollar spent elsewhere.

This works out to an effective rebate of 7.8% at Amtrak, 5.2% rebate on other travel spending, and a 2.6% on all other purchases.

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